Introduction When choosing tax-saving investments under Section 80C, two popular options are the Public Provident Fund (PPF) and the National Savings Certificate (NSC). Both are backed by the Government of India, offer safe returns, and help you save up to ₹1.5 lakh in taxes. But they differ in lock-in period, returns, liquidity, and suitability. 🔍 …
PPF vs NSC: Which Tax-Saving Investment Is Better? Read More »
Introduction If you’re looking to save taxes and grow wealth, Equity Linked Savings Schemes (ELSS) are one of the smartest options under Section 80C of the Income Tax Act. With a 3-year lock-in, ELSS funds offer the shortest holding period among tax-saving instruments — and they invest primarily in equities, giving you a shot at …
Introduction Paying taxes is a responsibility, but smart planning can help you reduce your liability while building wealth. In India, Section 80C of the Income Tax Act allows individuals to claim deductions up to ₹1.5 lakh per financial year. By choosing the right mix of investments, you can save taxes and achieve long-term financial goals. …
Top Tax-Saving Investments in India under Section 80C Read More »
1. Introduction 2. What is an Emergency Fund? 3. Step-by-Step Guide to Building It Step 1: Calculate Your Monthly Essentials Step 2: Set a Realistic Target Step 3: Choose the Right Account Step 4: Automate Your Savings Step 5: Cut Unnecessary Expenses Step 6: Track Progress Monthly 4. Where to Park Your Emergency Fund Option …
Introduction Budgeting is the foundation of financial discipline. For beginners, tracking expenses manually can be tough — that’s where budgeting apps in India come in. These apps simplify expense tracking, savings, and financial planning, making money management easy and accessible. What to Look for in a Budgeting App Before choosing an app, beginners should check: …
Introduction Starting your career is exciting, but managing money wisely is just as important as earning it. Many young professionals in India struggle with budgeting, saving, and investing. This guide shares practical finance tips for young professionals in India to help you build a strong financial foundation. Budgeting Basics The first step to financial success …
Personal Finance Tips for Young Professionals in India Read More »
