Introduction Choosing the right sum insured in health insurance is critical — too low, and you risk out-of-pocket expenses; too high, and you may overpay premiums. In 2026, with rising medical inflation and lifestyle diseases, it’s more important than ever to match your coverage to real-world hospital costs and family needs. 🧠 What Is Sum …
How to Choose the Right Sum Insured for Your Family in 2026 Read More »
Introduction Health insurance is essential — but a base policy often isn’t enough. That’s where riders come in. Riders are add-ons that enhance your coverage for a small extra premium. In 2026, with rising medical costs and lifestyle diseases, choosing the right riders can protect you from unexpected expenses and fill coverage gaps. 🛡️ What …
Top Health Insurance Riders You Must Know in 2026 Read More »
Introduction When you’re hospitalized, the last thing you want is financial stress. That’s where health insurance claims come in — and in India, there are two main ways to settle them: Cashless and Reimbursement. Both help cover medical expenses, but they work very differently. Let’s break down how each method works and which one suits …
Cashless vs Reimbursement Claims: Which Is Better? Read More »
Introduction Healthcare costs in India are rising every year, and a single hospital visit can drain savings. That’s why health insurance is no longer optional — it’s essential. For beginners, understanding how to choose the right plan and use it effectively can feel overwhelming. This guide shares practical health insurance tips in India to help …
