Insurance Basics

How to Choose the Right Sum Insured for Your Family in 2026

Introduction Choosing the right sum insured in health insurance is critical — too low, and you risk out-of-pocket expenses; too high, and you may overpay premiums. In 2026, with rising medical inflation and lifestyle diseases, it’s more important than ever to match your coverage to real-world hospital costs and family needs. 🧠 What Is Sum …

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Top Health Insurance Riders You Must Know in 2026

Introduction Health insurance is essential — but a base policy often isn’t enough. That’s where riders come in. Riders are add-ons that enhance your coverage for a small extra premium. In 2026, with rising medical costs and lifestyle diseases, choosing the right riders can protect you from unexpected expenses and fill coverage gaps. 🛡️ What …

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Cashless vs Reimbursement Claims: Which Is Better?

Introduction When you’re hospitalized, the last thing you want is financial stress. That’s where health insurance claims come in — and in India, there are two main ways to settle them: Cashless and Reimbursement. Both help cover medical expenses, but they work very differently. Let’s break down how each method works and which one suits …

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Personal Finance Tips for Young Professionals in India

Introduction Starting your career is exciting, but managing money wisely is just as important as earning it. Many young professionals in India struggle with budgeting, saving, and investing. This guide shares practical finance tips for young professionals in India to help you build a strong financial foundation. Budgeting Basics The first step to financial success …

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